60/40 Business Method

Introducing Our Proprietary Patented Business Method for Creating Collateralized Debt Instruments with Two Negotiable Payment Plans (Patent No. US 8,583,52http://www.6040theplan.com/5 B1)

Provides Options

Voluntary restructuring of mortgages


Avoid delinquency and foreclosure

Jumbo Loans

Same rules apply to any loans over $625K

What we Do

60/40 Business Method

The Technology behind the 60/40 Business Method does not make affordable housing it makes housing affordable. It is a long-term, equitable primary debt solution for all. It helps to provide stability to markets. As well as inject cash directly into the economy.

The modification program provides the Mortgaged Property Owner (hereinafter referred to as POM) an investment vehicle, which grows in value without having to invest additional funds.


It Provides Options
The Business Method calls for the voluntary restructuring of mortgages, regardless of their current payment status, the POM will defer approximately 50% of the monthly mortgage payment after the transformation.


It Provides Flexibility
By restructuring a person’s debt you avoid delinquency, minimize the deterioration of property value, and stabilize the economy. In addition, the restructuring is a windfall of several thousand dollars annually of additional spending power per household.


Does not increase budget expenditures;
Does not use taxpayers’ funds;
Does not create more debt;
Does not directly create inflation.


U.S. Patented